Your 5 Jars 🏺
Your jar balances are calculated from your total balance. Every dollar you have is already split.
Future You First
10%First 10% of every income you receive must go to Future YOU — your jar of growth. Invest for growth such as a World ETF.
Present Spending
70%70% MAX expenses on your Spend Jar. This is for everyday spending and fun — the things you enjoy right now.
6 Months Rule
10%10% income goes here until filled. Goal is: Present Spending × 6 months. Example: $70 × 6 = $420 needed saved as a minimum.
Extra
5%5% of income. This is extra for whatever you want to do. It's well earned time with things you love.
Gifts & Giving
5%5% of income. Full circle. Give what you get. Get what you give. Giving gifts and giving back — in small ways.
✅ Current Balance Breakdown
Tap the ✏️ icon on any jar to manually override its balance if needed.
💡 100% How to Money in 5 Jars
Every time you get paid, your money automatically splits into these 5 jars using proportional percentages. This system works at any income level — it scales with you as you grow.