5 Jars of Money
$1180.00

Game Rules ๐Ÿ“–

The philosophy behind the 5 Jars of Money system. Read this. Live this. Win.

5 Jars of Money โ€” The Game

Learning & Growth

This is a game of growth โ€” personally and financially. The rules are simple. The path is clear. You win when you achieve your goals and create new mountains to conquer.

Always Learn
Learning & Growth
Rule 1

Even 50 year olds are learning every day. Don't worry if you don't understand something. Worry only if you don't make an effort to understand the concepts.

Effort and curiosity are the only requirements.

It's Not About Money
Purpose First
Rule 2

The purpose of your goals is not just to chase money for the sake of chasing money. It's easy to lose your path if your "Why" is forgotten.

Know your Why. The money follows the mission.

But It IS About Money
Money as a Tool
Rule 3

However, it is about the money. Doesn't make sense ironically. Because the purpose of money is to feed your "Why" and your Goals. This is the path.

Money is the tool that powers your goals.

Treat It Like a Game
Rules of the Game
Rule 4

These are rules for growth โ€” both personally and financially. You win when achieving your goals and creating new mountains to conquer.

You win by progressing, learning, and achieving goals.

Obstacles Happen
Stay the Course
Rule 5

Not everything will go smoothly. Expect challenges and obstacles on this game and path. It's part of growth. Stay on the path you set for yourself.

Challenges are not failures. They're part of the journey.

Have Fun, Chase Your Visions
Blank Canvas
Rule 6

No matter what amount of $ or income you make, these are proportional % formulas for you to follow for your growth. Blank canvas. Game On!

Ready for "Money in 5 Jars"? ๐Ÿซ™๐Ÿซ™๐Ÿซ™๐Ÿซ™๐Ÿซ™

๐Ÿ’ก 100% How to Money in 5 Jars

No matter what amount of money you make, these proportional percentages always work. They scale with you as your income grows.

๐Ÿš€
Future You First10%

First 10% of every income you receive must go to Future YOU โ€” your jar of growth. Invest for growth such as a World ETF.

๐Ÿ’ธ
Present Spending70%

70% MAX expenses on your Spend Jar. This is for everyday spending and fun โ€” the things you enjoy right now.

๐Ÿ›ก๏ธ
6 Months Rule10%

10% income goes here until filled. Goal is: Present Spending ร— 6 months. Example: $70 ร— 6 = $420 needed saved as a minimum.

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Extra5%

5% of income. This is extra for whatever you want to do. It's well earned time with things you love.

๐ŸŽ
Gifts & Giving5%

5% of income. Full circle. Give what you get. Get what you give. Giving gifts and giving back โ€” in small ways.

โšก Daily Do's

These are your monthly missions. Complete them each month to earn your income and build your streak.

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Pick Up Toys
Even if you didn't make the mess. Daily.
๐Ÿ›๏ธ
Clean Bedroom
Doesn't have to be perfect. Just organized. Daily.
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Help Carry Groceries
Faster car clear = faster to fun things. 1ร— per week.
๐Ÿ‘•
Clothing & Closets
Organized on a daily basis. Daily.
๐Ÿ—‘๏ธ
Empty Trash
Ensure the house doesn't smell bad. ๐Ÿคฃ Daily.
๐ŸŽฏ
Free Time โ€” Chase Your "Why"
Get to Your "Why". Daily.
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Wealth XP & Leveling Up
The Gamification System
XP

Wealth XP is your score for building good money habits. Every time you take a positive financial action, you earn XP. As your XP grows, you level up and unlock new titles โ€” just like a game. The more consistent you are, the faster you level up.

How to Earn XP

โœ…Complete a Monthly Mission
+10 XP
๐Ÿ’ตLog Income
+10 XP
๐ŸงพLog an Expense
+5 XP
๐Ÿš€Future You Contribution
+15 XP
๐Ÿ“ˆIncrease Net Worth
+20 XP
๐Ÿ†Close a Month
+50 XP

Level Titles

As you level up, you earn titles that represent your growing financial discipline. Wealth Architect is the highest achievement โ€” it means you have truly mastered your money habits.

LVL1
Getting Started
Your money journey begins here.
LVL3
Saver
You consistently protect and save your money.
LVL5
Investor
You understand that money grows when put to work.
LVL8
Builder
You're building real habits that last a lifetime.
LVL12
Strategist
You think ahead and plan your money moves.
LVL15
Capital Planner
You manage money like a professional.
LVL20
Wealth Architect
You design your financial future with intention. Mastered.
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Leveling up represents growing financial discipline โ€” not just earning money, but building the habits that create lasting wealth.